Everyone

betterman

Oreo

Loan Term: 
From 92 to 360 days
Minimum tenure: 92 days
Maximum tenure: 360 days
Loan Amount: 
From 5000 INR to 50000 INR
Maximum Annual Percentage Rate (APR): 
36% (judged by customer's risk profile)
Processing Fee: 
Based on the loan eligibility, one-time charge from 5% to 15% (service fee, payment fee, e-sign fee and risk audit fee are included) .
GST: 18% of Processing Fee
Loan Examples:
A:
Installment plan: 3.
Loan amount: ₹5000; 
APR: 36%; 
Loan Term: 92 days; 
Processing Fee: 10%;
Processing fee and GST need to be paid when you get the money: 
₹ 590=5000*10%+5000*10%*18%;
Monthly interest rate: 3%. Monthly interest = APR / 12 = 36% / 12 = 3%.
Total interest: ₹5000*(36%/365*92) = ₹453.69
Amount payable on the due date: 
₹ 5453.69=5000*(36%/365*92)+5000
B:
Installment plan: 4.
Loan amount: ₹6000; 
APR: 30%; 
Loan Term: 120 days; 
Processing Fee: 5%;
Processing fee and GST need to be paid when you get the money: 
₹ 354 =6000*5%+6000*5%*18%;
Monthly interest rate: 3%. Monthly interest = APR / 12 = 36% / 12 = 3%.
Total interest: ₹6000*(36%/365*92) = ₹591.78
Amount payable on the due date: 
₹ 6591.78 =6000*30%/ 365*12+6000
Eligibility:
Indian Resident
21-45 years old
Mobile number
Pan and Aadhar Cards
Active bank accounts
Stable monthly income
Features:
Users of HooCash only need to fill in identity information to get loans after submitting documents and having approval.
HooCash is easy for you to get the loan anytime and anywhere, and can receive money directly go to your account in a short time. Loan applications both are safe and confidential. 
Once the application approved, you can get the loan without any other documents. You don’t need to wait for the application processes.
Credit Card is not required and your privacy is safe with us.
Security:
We take your privacy very seriously. Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.
Protection of Privacy:https://sites.google.com/view/hoocash-privacy
Contact:
If you have any queries, please feel free to leave us a message through the Feedback page in our APP or contact customer care.
Working time:  Monday-Saturday 9:00 am - 18: 00 pm:
Email: gaodi3344@gmail.com  
Call: + 91 8904881187
Address: office -39, NGEF Lane, 2nd Floor, Suite No.694 Indiranagar, Bangalore Karnataka 560038.

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